General

Austen Saunders and Rajan Patel What can the history and philosophy of science teach us about regulatory reform? In this post, we borrow Thomas Kuhn’s idea of ‘scientific revolutions’ to argue that radical overhauls of regulation often…
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The Bank of Montreal (BMO) reported its digital self-serve transactions reached 91.8% in 2021, compared with 89.8% in 2021. Digital adoption — measured as customers who have logged in within the past 90 days — clocked in at 61% in Canada…
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While some banks are beginning to embrace cryptocurrency and other innovations in the decentralized finance space, financial institutions should be wary of four “disintermediation risks,” meaning the risk of removing financial institutions…
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