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Latest News
How climate change could impact home buying plans in 2023
Global warming’s toll on housing
If it feels like natural disasters are becoming more extreme and frequent, it’s…
How community banks can help young homebuyers
Photo by Ridofranz/iStock
As house prices skyrocket, student loan debt grows and wages stagnate, many Gen Zers and…
What is a home equity loan and how does it work?
How does a home equity loan work?
As home values increase, so does the amount of equity available to homeowners.…
The effect of nonbanks in the mortgage space
Josh Prejean (right) of Bank of Zachary, here with mortgage client David Rozas, says community banks must compete…
How community banks can address cybercrime
Illustration by Cnythzl/iStock
Fraud and cyber attacks are on the rise, and at great expense to the industry.…
USDA eligibility and income limits: 2022 USDA mortgage
USDA eligibility for 2022
Eligibility for a USDA loan is based on a combination of household size and geography,…
How to buy a house with $0 down in 2022: First time buyer
How to buy a house with no money
A no down payment mortgage allows first-time home buyers and repeat home buyers…
How long does it take to close a mortgage? Timeline to close
How long does it take to close a mortgage?
The average time to close a mortgage ranges from 45 to 60 days, but…
How to shop for a mortgage without hurting your credit score
Shop for mortgage rates without lowering your credit score
Whether you’re a first-time home buyer or a seasoned…
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